B9. Case lifecycle and readiness to disburse
A financing case moves through set stages. Each move is recorded.
| Stage | Meaning |
|---|---|
| Conditions precedent | The conditions are being resolved. |
| Documentation | The agreements and schedules are being recorded. |
| Ready to disburse | Everything is in place. Money can be paid out. |
| Partially disbursed | Some tranches have been paid. |
| Active | Money is out and repayments are running. |
| Completed | The loan is fully repaid. |
Other stages exist for problems: Restructured, Defaulted, Recovery, Cancelled and Written off.
Task B9.1: Move the case to Ready to disburse
Who can do this: Finance Approver or Platform Super Administrator, with two-step verification and a fresh sign-in. This is a high-risk step. A Finance Entry Officer cannot do it.
Before you start
Before DFFMS allows Ready to disburse, the case must have:
- every condition precedent resolved;
- an executed financing agreement;
- a disbursement tranche;
- a repayment schedule (for debt and trade instruments);
- insurance, or the insurance condition marked not applicable;
- for F-II (Agric-Vault) cases, a warehouse advance that covers the amount.
Steps
- Open the financing case.
- Select Controlled case transition.
- In Next lifecycle state, choose Ready to disburse.
- In Transition reason and evidence, write a short reason, for example "All eleven conditions resolved; schedules checked by Yusuf Garba on 26 October 2026."
- Enter your two-step verification code and confirm.
What happens next
- DFFMS checks the conditions again on the server.
- If all checks pass, the case shows Ready to disburse.
- The case team is notified.
Example from the walkthrough: Funmilayo Ogunleye tries to mark the case ready. DFFMS refuses, because only a Finance Approver may take this step. Yusuf Garba checks the schedules himself and records the transition.
Common problems
- The transition is refused: the message names the missing item. Fix it, then try again.
- The button is greyed out: you are not a Finance Approver, or you have not used two-step verification.