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Chapter eleven.

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Funmilayo Ogunleye, the Finance Entry Officer, records the paperwork that must exist before any money leaves.

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First, the executed financing agreement: its version, the date it was signed,

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the execution reference, and who signed for the cooperative and the bank.

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An executed agreement can never be changed.

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Then the disbursement schedule: one tranche of ₦45 million, due on the thirtieth of October, for inputs.

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And the repayment schedule: ₦45 million in principal plus interest, due in October 2027.

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With the policy recorded, the insurance condition is satisfied too.

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Every condition is now resolved.

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Funmilayo tries to mark the case ready to disburse.

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DFFMS refuses.

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This is a high-risk step, and only a finance approver may take it.

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So Yusuf checks the schedules himself.

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He records the transition.

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DFFMS checks the conditions again on the server, and the case is now ready to disburse.

