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Chapter ten.

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No money can move until every condition precedent is resolved.

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Ibrahim works through them on the case page.

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Every case carries eleven standard conditions: due diligence, credit approval, identity checks, the borrower's contribution,

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signed documents, security, insurance, permits, environmental and social checks, offtake, and the bank account.

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For due diligence, he records what he reviewed, and marks it satisfied.

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He does the same for the identity and anti-money-laundering checks on the cooperative's executives.

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The other conditions are resolved the same way, each with its evidence.

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Permits do not apply to rain-fed maize on existing farmland.

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But Ibrahim cannot simply waive a condition.

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He requests an independent decision, which must come from a different finance approver with two-step verification.

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Next, he records the crop insurance: an area-yield policy from NAIC, covering the full ₦45 million, with the lender named as loss payee.

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The case page can record twenty-eight kinds of controlled evidence like this.

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Saved records cannot be edited afterwards, only added to.

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Ibrahim then moves the case on to documentation.

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Yusuf is notified that a decision is waiting.

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He opens the case.

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He reads Ibrahim's reason, agrees, and approves the permits condition as not applicable.