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Chapter three.

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Hauwa Musa chairs the Zaria Grain Growers Cooperative in Kaduna.

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Before she can apply for finance, she needs a free DFFMS account.

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She selects Create account, then enters her full name, her email address and a password twice, and accepts the terms and privacy notice.

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A public account can never give anyone staff or administrator powers.

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DFFMS sends a secure verification link to her email.

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The link expires after thirty minutes.

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One click confirms her address and signs her in.

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This is her account area.

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From here she can browse opportunities, track her requests, join a scheme, see her payments, and read her notifications.